Attention CoWorx Employees:  If you are eligible to participate in the CoWorx 401(k) Plan, you are entitled to disclosure of certain information (including the Planís fees, costs, and performance) that affects both the value of the CoWorx 401(k) Plan accounts and your investment decisions.

The disclosure contains information that should help you decide whether to contribute to the Plan, and if so, how to invest your Plan account.  If you already contribute to the Plan, this message equally applies to you. 

In general terms, you are eligible to participate in the Plan if you are at least 21 years old and you have completed at least one thousand hours of service during a twelve-month consecutive period of employment with CoWorx. 

For more information or to obtain a paper copy of the disclosure, which we urge you to read, please contact the CoWorx Benefits Department at (800) 754-7000, ext. 2103