Employees: If you are eligible to
participate in the CoWorx 401(k) Plan, you
are entitled to disclosure of certain
information (including the Planís fees,
costs, and performance) that affects both
the value of the CoWorx 401(k) Plan accounts
and your investment decisions.
The disclosure contains
information that should help you decide
whether to contribute to the Plan, and if
so, how to invest your Plan account. If you
already contribute to the Plan, this message
equally applies to you.
In general terms, you
are eligible to participate in the Plan if
you are at least 21 years old and you have
completed at least one thousand hours of
service during a twelve-month consecutive
period of employment with CoWorx.
For more information or
to obtain a paper copy of the disclosure,
which we urge you to read, please contact
the CoWorx Benefits Department at (800)
754-7000, ext. 2103